Principal Protected Portfolios (PPP)
Growth with Guardrails and Capital Security
Why Principal Protected Portfolios Model Matters
Many investors want to participate in market growth but want to cushion losses—especially in or near retirement.
At Servus Capital Management (SCM), our Principal Protected Portfolio (PPP) is built for those who value protection as much as performance. This strategy combines Principal Protected Notes (Structured Notes) with our Dynamic Asset Allocation (DAA) system to create a disciplined, two-layer approach focused on protection, participation, and peace of mind.
How It Works
Our DAA process is unemotional, repeatable, and data-driven.
Core Capital Security
The foundation of the PPP uses Principal Protected Notes, issued by leading financial institutions, which are designed to return your initial investment if held to maturity while offering market-linked upside.
At SCM, we typically select notes with longer maturities, improving the probability of a positive call or full maturity at cost—while capturing higher interest rates and stronger coupon structures.
Dynamic Liquidity Layer
The remaining portion of the portfolio is actively managed using our Dynamic Asset Allocation (DAA) model, which applies our QUAD Framework and Price–Volume–Volatility (PVV) analysis. This ensures liquidity, flexibility, and tactical opportunity without compromising principal protection.
Together, these two layers provide a balance of stability and growth—defensive when markets decline, opportunistic when they recover.
Why It Works
Servus Capital Management helps investors grow confidently with protection, precision, and purpose—because your comfort level is part of your return.
Protected Participation
Offers principal protection without fully leaving the market—so your money keeps working while staying safeguarded.
Balanced Growth Structure
Built-in framework provides downside control with room for meaningful upside potential.
Active Liquidity Management
Delivers liquidity through actively managed Dynamic Asset Allocation (DAA) exposure.
Aligned and Transparent Fees
Features a transparent, level, asset-based fee with full fiduciary oversight to ensure your best interests come first.
Why Clients Choose Us for Principal Protected Portfolios
Clients choose Servus Capital Management because we understand that investing isn’t just about returns—it’s about reassurance. Our Principal Protected Portfolio (PPP) is designed for those who want to stay invested without sacrificing confidence or purpose.
Protection with Purpose
We focus on safeguarding your principal while helping you participate in market growth, so you can invest confidently through all seasons.
Disciplined, Transparent Approach
Our process blends structured investments with active oversight, ensuring every decision is data-driven and aligned with your goals.
Active Monitoring Through DAA
We integrate our Dynamic Asset Allocation system to adjust portfolios as markets shift—helping you stay balanced, not reactive.
Fiduciary, Fee-Only Advice
No commissions, no product bias—just independent guidance built around your best interests.
Values-Aligned Investing
We help you grow and protect wealth in a way that reflects your purpose, priorities, and long-term vision.
At Servus Capital Management, we help families across Central Virginia and beyond invest with structure, integrity, and peace of purpose—because true confidence comes from knowing your wealth is both protected and purposeful.
Preserve Your Principal. Pursue Your Purpose.
Your portfolio should serve your life—not the other way around. Through the Principal Protected Portfolio, we help you safeguard your wealth while staying engaged with opportunities for growth.
