Financial Planning
Comprehensive Guidance. Purpose-Driven Stewardship.
At Servus Capital Management, financial planning isn’t about charts, products, or predictions—it’s about people. It’s about understanding your story, your values, and the purpose God has for your life. We help individuals, families, and business owners across Lynchburg, Forest, Bedford County, and Central Virginia build financial plans that reflect not just where they are today, but where they feel called to go.
Our approach combines fiduciary integrity, research-backed strategies, and a purpose-first mindset. Every plan is personalized. Every recommendation is in your best interest. And every step is designed to help you live with direction, preparation, and confidence.
Our Financial Planning Services
Below are the core planning services we provide—each designed to guide, protect, and equip you for every stage of life.
Comprehensive Retirement Income Planning
Turn your savings into a sustainable, purpose-driven retirement plan.
We coordinate Social Security, pensions, withdrawal strategies, taxes, and long-term planning so your income lasts throughout retirement—and supports the future you envision.
Proactive Tax Planning & Optimization
Reduce tax drag and strengthen long-term results.
We coordinate investments, RMDs, charitable giving, and business income using year-round tax strategies—partnering directly with your CPA to ensure seamless planning.
Fiduciary Investment Management
Objective, disciplined, conflict-free advisory support.
We manage portfolios using quantitative research, strategic diversification, and active oversight—always aligned with your values, goals, and long-term purpose.
Estate Planning & Wealth Transfer
Protect your legacy and support the people and causes that matter most.
We coordinate with your estate attorney to design efficient wealth transfer strategies, minimize taxes, manage probate exposure, and help families communicate clearly about inheritance and purpose.
Personal Risk Management & Insurance Review
Protect your family, income, and future with intentional coverage.
We evaluate life insurance, disability coverage, long-term care, and other protection needs to ensure your risk plan supports your financial strategy and family security.
Goal-Based Cash Flow Planning
Bring structure, clarity, and confidence to your daily finances.
We help you manage income, expenses, debt, and savings using a streamlined framework that supports both short-term priorities and long-term goals.
529 Plans & Education Funding Strategies
Prepare for the rising cost of education with tax-efficient planning.
We build education funding strategies using 529 plans, trusts, UGMA/UTMA accounts, and gifting strategies to support children and grandchildren with wisdom and purpose.
Small Business Financial Planning
Integrate business growth with personal financial security.
We help owners design retirement plans, manage business cash flow, coordinate taxes, and plan for continuity—so your business strengthens both your family and your long-term mission.
Specialized Financial Guidance for Nonprofits
Steward your mission with integrity and long-term strategy.
We provide investment oversight, reserve planning, donor platform setup, and governance support for nonprofits, ministries, and churches throughout Central Virginia.
How Our Planning Process Works
1. Discover Your Purpose & Goals
We begin with your story—your values, vision, and what matters most.
2. Design a Personalized Strategy
We build a coordinated plan using fiduciary, research-driven methods.
3. Implement With Confidence
You receive a clear action plan, timelines, and ongoing support.
4. Review & Refine
Life changes. So does your plan. We monitor, adjust, and stay with you in every season.
Financial Planning Rooted in Purpose
At Servus Capital Management, financial planning is an act of stewardship. We help you align every part of your financial life—income, investments, risk, taxes, giving, and legacy—with your greater purpose and mission.
- Your plan should do more than meet financial goals.
- It should support your family.
- It should reflect your faith.
- It should prepare you for every season of life.
From the Podcast
When it comes to Financial Planning, you need guidance that brings structure to your decisions, supports your long-term objectives, and keeps every part of your financial life working toward a clear, confident future.
What’s My Number? Why do I need one?
In this episode, Allan uses insights from MIT’s GenAI Divide report to highlight why clarity and execution—not hype—drive real progress, whether in business or personal finance. From there, he tackles the foundational question every family must answer: What’s my number? Knowing your number transforms vague hopes about retirement or financial security into a clear, actionable plan that guides daily choices and long-term decisions with confidence.
If you want direction and clarity around the financial life you’re building, this episode is a meaningful place to start.
What's My Number? Practical Steps to Discover.
In this episode, Allan explains what today’s Quad 3 environment means for families—why inflation-sensitive sectors strengthen, why growth names often struggle, and how understanding the economic cycle protects long-term confidence. From there, he walks listeners through a clear framework for discovering their personal financial “number,” translating goals into real dollar needs, aligning with a spouse, and adjusting the plan as life evolves.
If you want a simple, practical path to knowing exactly what you’re working toward, this episode offers the clarity to get started.
Why Families Choose Servus for Financial Planning
Purpose-First Approach
We begin with your values, not with numbers.
Faith-Inspired, Accessible to All
Rooted in Christian principles, welcoming to everyone.
Holistic Guidance
Retirement, taxes, risk, estate, and investments—all working together.
Independent & Fiduciary
Fee-only. No commissions. No product sales. Always in your best interest.
Long-Term Partnership
We walk with you—not just during setup, but through every transition.
Plan With Wisdom. Live With Purpose.
Your financial plan should support the life you’re called to live—not overwhelm it. Whether you’re planning for retirement, managing a business, protecting family, or building a legacy, we’re here to guide you with clarity, care, and unwavering fiduciary commitment.
