Fiduciary Investment Management
Investing isn’t about chasing markets—it’s about stewarding your resources with purpose, discipline, and integrity. At Servus Capital Management, we provide fiduciary investment management for families, individuals, and organizations across Lynchburg, Forest, Bedford County, and the broader Central Virginia region.
As an independent, fee-only advisor, our sole duty is to you. Every decision, allocation, and recommendation is guided by your goals, values, and purpose. Using research-driven portfolio design and disciplined oversight, we help you invest confidently—without commissions, conflicts, or compromise.
Our Fiduciary Investment Management Services
Unbiased, Fee-Only Advice
You deserve guidance that puts your interests first. As a fiduciary, we offer fully independent, conflict-free advice—focused solely on what best serves your family and your financial future in Lynchburg and surrounding communities.
Risk-Aligned Portfolio
Every investor has a unique comfort level with risk. We evaluate your goals, time horizon, and needs to build portfolios precisely aligned with your objectives—not market trends or emotional reactions.
Strategic Diversification
True diversification means building a portfolio that adapts across different market and economic environments. Using our QUAD Framework, we structure portfolios across asset classes and time horizons to balance opportunity with protection—supporting long-term stability for families throughout Central Virginia.
Disciplined Investing
Markets move on emotion—but your plan shouldn’t. Our quantitative, rules-based process removes bias and speculation, helping you stay grounded in strategy rather than headlines.
Proactive Communication
We believe transparency builds trust. You’ll receive regular updates, portfolio reviews, and market insights—so you always understand how your investments are performing and why.
Purpose-Driven Performance
Performance means more than returns—it means supporting the life you feel called to live. We measure success not against benchmarks, but against purpose: your family’s freedom, your ability to give, your peace, and your long-term goals.
Total Transparency
With Servus, you always know what you own, what it costs, and why. We operate on a straightforward level, asset-based fee—no commissions, no hidden incentives, no surprises.
Our Vision
“At Servus Capital Management, our purpose is clear—to help people achieve the purpose and plan that God has for their life. Investment management is about more than returns; it’s about stewardship. Every portfolio should serve your mission, not distract from it.”
—
Allan Malina, Founder
From the Podcast
When it comes to Fiduciary Investment Management, you need guidance that integrates purpose, planning, and partnership.
Your Future Needs a Process — Not Predictions
In this episode, Allan shows why real financial progress comes from a disciplined process—not predictions, headlines, or hype. He explains how SCM evaluates price, economic direction, and shifting market leadership so families can stay aligned with their goals instead of reacting emotionally to news cycles or the "Mag 7." From there, he unpacks how risk should match the life you want to build, offering practical tools for setting return targets, evaluating decisions, and gaining confidence without gambling your future.
If you want a calmer, clearer path toward your financial goals, this episode is a powerful place to start.
Fear, Discipline & The Bell Curve of Risk
In this episode, Allan speaks directly to the men and women who've worked hard, saved consistently, and still feel uneasy about the future. He explains why fear—while understandable—becomes dangerous when it starts driving financial decisions, and how disciplined, data-driven tools like T-bills, treasuries, and balanced allocations create both safety and opportunity. From there, he unpacks the Bell Curve of Risk, showing why being too conservative can be just as harmful as taking on excessive risk, and how the right balance protects long-term confidence.
If you want a grounded approach to managing risk without letting fear dictate your future, this episode offers clear direction.
A Purpose-Driven Plan for Young Families
In this episode, Allan encourages young families who are working hard, saving faithfully, and still feeling stretched. He explains how fear can inform decisions but should never lead them, offering practical guidance on early investing, retirement savings, kids’ accounts, and building a simple three-bucket savings system. From there, he walks through how to define family goals, talk honestly about fears, and identify the return you actually need—using a disciplined, purpose-driven process rather than reacting to headlines.
If you want clarity and confidence as you build your family’s financial future, this episode is a strong place to begin.
Inflation, the Fed & Retirement Clarity
In this episode, Allan helps families cut through mixed inflation headlines and understand what rising costs really mean for their portfolios and long-term plans. He explains how persistent inflation reshapes sector leadership—favoring areas like energy, metals, and select growth while requiring caution in overstretched tech—and why a balanced, disciplined approach protects both purchasing power and confidence. From there, he turns to the emotional side of retirement planning, offering a clear structure for managing risks, layering savings, and avoiding extremes.
If you want calm, grounded guidance for navigating inflation and retirement with confidence, this episode is a valuable resource.
What's My Number? Investment Planning Edition
In this episode, Allan explains how to align your portfolio with both the current economic cycle and your long-term purpose. He breaks down the Fed's cautious stance heading into Q4 2025 and shows how Quad 2—rising growth and rising inflation—reshapes market leadership, favoring equities, cyclicals, and commodities over long bonds and defensive assets. From there, he shifts to the personal side of investing: knowing your rate-of-return number, risk number, allocation number, savings number, and withdrawal number so your decisions stay disciplined and purpose-driven.
If you want your investments to match both the economic environment and the life you're building, this episode offers a clear and practical roadmap.
Faith, Purpose & Financial Health
Your investments are a reflection of your values. By aligning your portfolio with your faith and long-term purpose, we help ensure that every dollar you steward contributes to the greater mission of your life and family—supporting clients throughout
Lynchburg, Forest, and Bedford County.
Why Choose Us for Fiduciary Investment Management
Fiduciary Commitment
We’re legally and ethically bound to act in your best interest—always.
Purpose-Driven Strategy
Your investments are built around your goals, values, and greater mission.
Quantitative Precision
Disciplined, data-backed processes help reduce emotion and increase consistency.
Transparent, Fee-Only Model
You’ll never question how we’re compensated or where our loyalty lies.
Personal Partnership
We communicate clearly, review regularly, and walk with you through every season of life.
Invest With Integrity. Grow With Purpose.
At Servus Capital Management, fiduciary investment management means more than strategy—it means stewardship. We help you grow and protect wealth with integrity, clarity, and purpose, so your portfolio supports the mission that matters most.
